H&R Block Emerald Prepaid Mastercard®

Convenience and security in your wallet.

With an Emerald Carte®, yous tin can access your money rapidly, and get your refund deposited directly into your Emerald Menu business relationship. Y'all can even brand purchases anywhere Debit Mastercard® is accepted. No more than check cashing fees – just an easy way to continue your money safer than carrying cash.

Fast and easy features you tin banking company on.

Get your money apace.

Fast access without check-cashing fees — get your refund and payroll direct deposited onto your Emerald Card.

Employ the check-to-card service.

Through the MyBlock mobile app, you tin load check funds into your Emerald Card Account, with options for Funds in Minutes (fees apply) or Funds in Days (no fee).

Relish access to cash.

Get cash back with purchases from retailers and at ATMs anywhere in the U.Southward. that Debit Mastercard is accustomed.

Manage all of your money.

Add payroll, unemployment or government benefits, greenbacks and checks to your Emerald Carte du jour account all year long.

Set up bill pay.

Pay bills from your Emerald Card, and manage your account from any device.

Put away for the hereafter.

Set aside funds for a rainy day within your Emerald Carte du jour Account.

Go on your coin safe.

An H&R Block Emerald Card is safer than conveying cash. The funds in your Card Account are insured by the FDIC upwards to the maximum amount permitted by law. Plus, the Mastercard Zilch Liability policy protects you lot from unauthorized purchases, theft and fraud.

manage finances with myblock app

Cardholder Agreement Update

Effective immediately, your Emerald Card Cardholder Agreement has changed. You can find the full updated terms here.

MetaBank, Due north.A., the issuer of the Emerald Card, is existence appointed every bit custodian of your funds in your Emerald Bill of fare account. Every bit custodian, MetaBank is able to place your funds at ane or more FDIC-insured Program Banks. Encounter Section 4 of the Cardholder Agreement for full details on MetaBank acting equally custodian.

All Program Banks are FDIC insured, so your funds are still eligible for FDIC insurance upward to the limits prepare by the FDIC. In the event that a Program Banking concern fails, your funds will be aggregated with any other funds you lot have on deposit at that institution to determine if the FDIC insurance limit of $250,000 is met. To help with calculating your FDIC deposit insurance coverage, the FDIC has an Electronic Deposit Insurance Estimator available.

No, cypher will change about how you lot use your card, how y'all log into Emerald Online, etc.

You should immediately transfer or spend all the funds in your Emerald Card business relationship. You lot may also contact client service at 1-866-353-1266 to shut your Emerald Bill of fare account. You can receive a check or ACH of your remaining funds for no fee.

Common FAQs

The Emerald Card is a reloadable prepaid debit card for straight deposit of your tax refund that can be used twelvemonth round with piece of cake access to your funds. The Emerald Card can exist used anywhere Debit Mastercard is accepted. Y'all can add money to your Menu business relationship at any time past receiving a direct deposit (payroll, unemployment, or authorities benefits), loading a bank check through our MyBlock mobile app, transfering money from a linked account or adding cash at participating retail reload locations.

You may apply at your nearest participating H&R Block tax part or online while using our digital tax preparation production.

You can view 12 months of statements and your recent transactions by logging in at Emerald Online. You can also obtain 24 months of written history at no charge by calling 1-866-353-1266, or by writing us at Cardholder Customer Service, PO Box 10170, Kansas Urban center, MO 64171.

Yes, an individual cardholder tin can log in to Emerald Online through their MyBlock account to authorize the addition of a joint cardholder and permit that person to apply during the same online session. An individual cardholder could also qualify the addition of a articulation cardholder in the tax part, and that person could present a driver'southward license or another accepted grade of identification and employ while in the tax office with the individual cardholder. If the new individual is approved, they will share equal ownership of the funds in the Card Business relationship. Approved joint cardholders who practical through Emerald Online volition receive a new personalized Card in the mail within 7-10 concern days. Canonical joint cardholders who applied in the tax role can receive an instant-issue Card immediately or they tin can order a personalized Carte to be mailed to them.

Yes, the funds in your Emerald Card Account are FDIC insured to the maximum permitted by law. For additional information, go to FDIC.

Please phone call 1-866-353-1266 to written report a lost or stolen card every bit before long equally possible.

Transaction FAQs

Please contact us equally shortly as possible at ane-866-353-1266 to minimize your losses. If you contact u.s.a. within 2 business days after you learn of the loss or theft of your Card, yous can lose no more than than $fifty.00 if someone used your card without your permission. If you contact united states of america about a fraud merits and request a Written Confirmation of Fraud class, one will exist provided to you lot. Or, you can submit your fraud claim in writing to Cardholder Customer Service, PO Box 10170, Kansas City, MO 64171.

No. Y'all are not allowed to exceed the available amount in your Card Business relationship. However, if your Card Account balance should ever get negative, you will be responsible for repaying the amount of the negative residual.

Have questions about the H&R Block Emerald Carte?
Admission the Emerald Bill of fare Cardholder Agreement to learn more than. You can also contact the states at 1-866-353-1266. At that place is no charge for contacting us.

H&R Block Emerald Prepaid Mastercard® is issued by MetaBank®, N.A., Member FDIC, pursuant to license past Mastercard International Incorporated. Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.